Everyone will have noticed the media furore surrounding housing in recent months. The team organising the 119th Congress of French Notaries (which, as a reminder, will take place in Deauville from 27 to 29 September) has been working on this issue for two years now.

Building on this analysis, the 2nd committee (‘Promoting Access to Housing’) is now presenting a paper highlighting that certain traditional methods of property acquisition can be re-examined to facilitate home ownership. Faced with growing difficulties in purchasing a home, some investors are proposing to share the burden of this purchase:

  • either horizontally, in the form of undivided co-ownership;
  • or vertically, in the form of dismemberment;
    The practical benefit lies in organising partial or gradual home ownership through a sharing of the value of the property purchased.

Xavier LIEVRE shares his expertise alongside Yann JUDEAU and Paul BERNARD in a legal commentary entitled ‘Disaggregation and joint ownership: techniques to be revisited to facilitate home ownership’, published in JCP No. 36 – 8 September 2023.